If you are looking for a cheap loan , the current online loan offer of loan providers is worth a closer look. We provide information about provider’s experience, current lending rates and conditions for the loan offer, as well as the requirements for the online loan of loan providers.
What are the current loan rates?
The currently offered loan rates are variable at an interest rate of 2.8% (debit interest) up to 6.8% (debit interest). The amount of the loan interest depends on the respective creditworthiness / creditworthiness of the customer as well as the loan amount and the term.
With a loan amount of 5,000 euros loan amount and a term of 12 months, a monthly loan installment of 427.00 euros has to be paid. The effective interest rate on this online loan is 5.8% per annum. The exact terms for various loan amounts and maturities can be easily calculated and compared online using the Credit Calculator.
What sums of credit can I borrow as a loan?
If you want to take out a loan online or want to take out a loan, you should be aware in advance about your wishes or calculate exactly which loan amount should be taken up. With a budget / budget calculator you can also clarify the topic “How much credit can I afford?”. It is important to have enough budget left over to be able to pay the monthly installments for the repayment / repayment regularly.
Which terms are offered?
In order to be flexible in the selection, several credit terms are offered for customers. The special advantage of Online Credit is the availability of flexible terms between 12 and 120 months. Thus, in addition to the classic maturities of 12 months, 24 months, 60 months or 120 months, for example, a loan with 13 or 19 months maturity can be flexibly selected. This allows you to plan your repayment exactly or choose comfortably with the loan calculator the appropriate maturity and loan amount so that you can easily afford the monthly loan installments (between 50 euros and 1000 euros).
Through the range of maturities both short-term projects / smaller loan amounts can be repaid quickly, but also long-term projects such as renovations / renovations or rescheduling of other credit providers can be conveniently carried out.
How long does the loan commitment take?
If you are looking for an online loan with a particularly fast processing, the provider is definitely recommended. The loan application is made paperless and with video identification for legitimacy. The slogan “In 7 minutes to the loan application” is promised a decision in best time. Thus, the instant loan or a loan in 24 hours with immediate payment / instant confirmation is conveniently online possible.
What are the requirements for the providers Online Loan?
- For current loan conditions please check the bank.com homepage
- Of majority (18th birthday must be completed)
- Checking account
- Existing employment
- NO lending to the self-employed
What can the online loan be used for?
The loan calculator displays the options Credit for Institution, Credit for Auto or Credit for Vacation. But also other private uses can be chosen. This makes it possible to borrow money without specifying a purpose.
Simply use the loan amount for your individual wishes and fulfill your desires – instruments, furniture, world tour, renovation, a new conservatory or a sailboat – be creative!