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In order to meet the diverse loan needs of customers. loan credit always offers many quick and simple loan products. Please refer to the information below to know the interest rate of loan credit and the necessary conditions.
Mortgage loan is a loan product of loan credit finance company to help customers borrow money with trust, no need to mortgage secured assets. This form is completely based on personal information and trust for customers to support lending.
This is really an opportunity for those who need urgent loans without collateral, you can choose one of loan credit’s mortgage loans that are being applied.
Depending on which loan product you choose, we offer different interest rates. Interest rates will range from 1.4% to 2.95% / month. Specific details will be shown below.
Low interest rate is only from 1.40% / month with loan amount up to 50 million VND.
Note: Vehicle value is assessed at the time of loan registration.
How to calculate the vehicle value:
2.95% monthly interest rate: The company established less than 2 years.
The interest rate is 2.17% / month: The company established over 2 years but not affiliated.
The interest rate is 1.66% / month: The company established over 2 years with links.
Interest rate of 1.66% / month: The company established over 2 years, earning more than 7,500,000 VND.
Interest rate of 2.17% / month: Income from 5,000,000 VND – 7,500,000 VND.
2.95% interest rate / month: Minimum income of VND 3,000,000.
The interest rate is 2.17% / month: Premium is VND 2 million / year.
The interest rate is 1.66% / month: Premium is paid 3 million VND / year.
2.95% interest rate / month: Electricity charge> = 200,000 VND.
Interest rate of 2.17% / month: Electricity fee> = 550,000 VND.
Interest rate of 1.66% / month: Electricity charge> = 1,000,000 VND.
Here are the outstanding advantages that loan credit finance company brings to you.
Currently, loan credit supports unsecured loans from 10 – 70 million, the loan term is from 6 to 36 months depending on the customer company is working or depending on the product of borrowers.
Customers need to choose a payment term that is suitable for their monthly payment ability and so that the monthly payment amount does not exceed 35% of the salary.
Customers can finalize the loan contract at any time during the loan term, the pre-settlement fee is 5% of the outstanding principal balance.
When the repayment period is reached, the unpaid customer will be charged a late payment fee of VND 300,000 / late payment period by the bank.
When customers pay late, in addition to being subject to a late payment fee, customers are also updated bad credit points into the system. When credit scores are bad, customers will find it difficult to re-borrow at next times.
The customer does not have to pay any fees to the consultant / appraisal staff.
If you are in need of a loan, please fill out the information below or call us immediately for advice.